A Life Planner Professional is someone who combines the art of coaching with the technical knowledge of financial planning.
Imagine you’re sitting down with someone who not only understands your financial situation—like your income, expenses, assets, and debts—but also really listens to your dreams and goals for your life.
A Life Planner Professional® is someone who not only helps you manage your money, but uses this information to help you create a unique life plan that is all about you – making sure you live the life you want.
But it doesn’t stop there. Life changes, and so should your plan. This professional will regularly check in with you, helping you adjust and stay on track, making sure that as your life evolves, your plan evolves with it.
Investment Planning: Together, we’ll choose the best investment options that align with your goals, keeping in mind both growth potential and tax advantages.
Estate Planning: We help you create a comprehensive estate plan that protects your assets, considers and provides for all taxes, and ensures your loved ones are cared for, providing you with peace of mind and a lasting legacy that mirrors your values.
Now, the “Professional” part of the title Life Planner Professional is important. This means that the person guiding you is not just someone who listens and coaches—they are also a Certified Financial Planner® (CFP®). They’ve studied financial planning, passed rigorous exams set by the Financial Planning Institute, and have the deep technical knowledge to advise you on complex financial matters, including :
Life Planning: Creating a roadmap that aligns your financial resources with your life goals and dreams, using both financial wisdom and a deep understanding of what you truly want to achieve, ensuring that every step you take brings you closer to your dreams.
What if Plan – When I am not there: Ensuring your wishes are carried out and that your loved ones are provided for when you’re no longer here, while considering all estate duty taxes, property transfer fees, capital gains taxes, executor fees and more.
What if Plan – When I cannot provide: Plan for the unforeseen event that you can no longer provide for yourself and your family, and explore the best insurance options to protect your loved ones.
Personal Tax Planning: The Life Planner Professional has in depth knowledge of Personal Income Tax, Business Income Tax, Capital Gains Tax (CGT), Dividends Tax, Value-Added Tax (VAT), Estate Duty, Donations Tax, Transfer Duty, Tax on Retirement Funds, Tax on Trusts, Provisional Tax, Secondary Taxes on Companies (STC), Taxation on Foreign Income and more.
In essence, a Life Planner Professional helps you create and stick to a life and financial plan that is uniquely tailored to your life, while providing expert guidance in all areas of your financial wellbeing.
