Risk Management

Heading up these services

2. Commercial Insurance

Does one size fit all?

The answer is definitely no! With a start-up business that has financed its new fleet of vehicles, with limited cash reserves, the risk management must be approached differently, as compared to an established company which has less or no debt on its fleet of vehicles."If your business cannot afford to lose it- insure it!"

We make use of the top two Insurers, Santam and Mutual and Federal who have the expertise, resources and infrastructure to offer the widest range of commercial insurance solutions. These include general insurance solutions as well as products tailored to the specific needs of niche markets.

The combined policy offers optional sections from which you can choose according to your specific needs - these include:

  • Fire
  • Employers' liability
  • Group personal accident
  • Motor
  • Motor traders-internal risk
  • Motor traders-external risk
  • Buildings combined
  • Business interruption
  • Theft
  • Glass
  • Goods in transit
  • Accidental damage
  • Public liability
  • Stated benefits
  • Machinery breakdown
  • Electronic equipment
  • Homeowners
  • Deterioration of stock
  • Office content
  • Accounts receivable
  • Money
  • Fidelity
  • Business all risks
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